The calculators
Each one does the math for one thing, then lets you get on with your day.
Take-Home PayMonthly net salary, with allowance, shift, and overtime.Real Hourly RateWhat an hour is worth after tax and contributions.Prorated PayPartial month salary, 13th month, or performance bonus.Night DifferentialThe 10 percent premium for 10 PM to 6 AM hours.Overtime PayExtra pay for hours beyond 8, with rest day and holiday rates.Daily Rate / Kasambahay WageMonthly to daily pay with the DOLE factor, or a kasambahay's full wage.Income TaxAnnual and monthly tax under the TRAIN law brackets.SSS · PhilHealth · Pag-IBIGMonthly contributions, your share and your employer's.SSS Maternity BenefitCash benefit for live birth, solo parent, or miscarriage.SSS Retirement PensionMonthly pension estimate under the official formula.Baby's First Year CostDelivery, diapers, milk, and gear, added up for the first year.13th Month PayYear-end estimate with the ₱90,000 tax rule.Final Pay / Back PayLast pay after resigning: leave, prorated 13th month, and tax refund.Loan CalculatorMonthly amortization and total interest.Car LoanMonthly amortization with add-on or amortized rates.Pag-IBIG LoansHousing loan at promo rates, or MPL against your savings.Credit Card MinimumHow long payoff takes, and the interest, if you pay only the minimum.MP2 Savings5-year Pag-IBIG MP2 projection, tax-free dividends.Compound Interest / Time DepositHow a deposit grows over time, with the 20% interest tax option.Freelancer TaxSelf-employed income tax, 8% versus graduated.Affiliate TaxShopee and TikTok commissions, 8% versus graduated.Capital Gains Tax6% tax when you sell property, plus the documentary stamp tax.Real Property Tax (Amilyar)Yearly amilyar on a house, lot, or condo, with the SEF.Inflation / Peso ValueWhat a peso amount from one year is worth in another.Ipon ChallengeThe 52-week savings schedule, with a printable tracker.Aguinaldo BudgetInaanak, pamangkin, and elders, added up before December.Coffee Habit CostWhat the café runs add up to in a year.Gas ConsumptionFuel cost per trip or monthly commute.Appliance Electricity CostWhat your aircon or any appliance costs per hour and per month.GWA / QPI CalculatorGeneral weighted average or QPI: college, percentage, or 4.00 scale.
Why MayKwenta
worth your timeCurrent rates
The 2026 SSS, PhilHealth, and Pag-IBIG schedules and the TRAIN law tax table, kept in one place and updated when the agencies move.
2026Private by design
Every calculation runs on your device. Nothing you type is stored, tracked, or sent to a server.
on-deviceCalm on purpose
Money errands are stressful enough. The time you spend here should not add to it.
stress-freeGuides, not just numbers
Short, plain explainers for the rules the calculators run on, each one citing its official source. For when you want to understand a figure, not only get it.
The 2026 SSS Contribution Table, ExplainedThe 15 percent rate, your 5 percent share, and the salary credit range.TRAIN Law Income Tax Brackets for 2026, With a Worked ExampleThe brackets, the ₱250,000 exemption, and a worked example.How 13th Month Pay Is Computed and TaxedThe formula, who is covered, and the ₱90,000 tax-free rule.Your Final Pay Rights Under Labor Advisory 06-20What final pay includes, and the 30-day release rule.The 8 Percent Tax Option for Freelancers and the Self-EmployedThe 8 percent option, what it replaces, and who can choose it.All guidesBrowse every explainer, contributions to capital gains.
Colors from home
pick what feels rightEvery palette here is named after something Filipino, from the sampaguita to the blue of the sea. Each one has a light and a dark mode, and the site remembers your choice for next time. Switch whenever you want.