How the first year adds up
Four things shape the total. Here is each one, and how it comes together.
The delivery and the first round of gear, paid once. These land early, so the first months are the heaviest.
paid onceDiapers, milk, clothing, and checkups. Small on their own, but they repeat every month all year.
every monthThe monthly costs counted across all twelve months, then added to the one-time costs for the first-year total.
monthly × 12The whole first year spread evenly over twelve months, the figure that is easiest to budget around.
total ÷ 12Questions people ask
answered in plain wordsIt varies widely, but many families spend somewhere between ₱100,000 and ₱200,000 in the first year once the delivery, gear, diapers, milk, and healthcare are counted. A public-facility delivery and breastfeeding pull the figure down; a private cesarean and full-time formula push it up. The calculator lets you set each cost to your own situation.